F&C Junior ISA

The new F&C Junior ISA, available in 2012, will offer families the chance to access its range of investment trusts in a tax-favoured product specifically for children. The F&C Junior ISA will not be available in the 2011-12 tax year.

Junior ISA investors can access F&C Investment Trusts through our investment partner Alliance Trust Savings. To visit the Alliance Trust Savings Junior ISA website please click here.

F&C Junior ISA Benefits

• Helps parents and grandparents build a savings pot for children.

• Affordable way to save for your family’s future.

• Tax-efficient solution.

F&C Junior ISA Features

• £3,600 annual limit.

• Investments free capital gains tax and further income tax.

• Anyone can contribute to a Junior ISA.

• Money will be locked in until the child reaches 18.

• Junior ISA will be rolled into an adult ISA when the child reaches 18.

Your capital in investment trusts is not secure as the value of shares may go falls as well as rise and you may get back less money than you originally invested.